Home > Total Asset Optimization
What is Total Asset Optimization?
At Premier Protection Insurance Services, we integrate insurance into your commercial real estate strategy, using our proprietary Total Asset Optimization (TAO) process to uncover inefficiencies, reduce costs, and maximize value. With over 20 years of expertise in real estate and insurance, we deliver tailored solutions for high-net-worth investors in high-risk markets, driving measurable results and long-term success.
Step 1
Organize, Align, and Analyze Real Risk
Build a strong foundation by organizing insurance policies, mortgages, and property data. Assess true risks by analyzing purchase prices, property values, and land values. Identify cost optimization opportunities and ensure compliance with lender requirements.
Step 2
Audit for Credits and Improvements
Conduct detailed audits to uncover missed credits and discounts. Recommend actionable upgrades, such as roof replacements or hurricane windows, to unlock savings and improve ROI. Optimize the entire portfolio for cost-efficiency.
Step 3
Develop and Execute Strategies
Tailor insurance strategies to reduce unnecessary coverage, align policies with lender requirements, and negotiate better terms. Collaborate with lenders to adjust requirements and ensure cost-effective compliance.
Step 4
Ongoing Optimization and Partnership
Provide annual reviews, monitor market changes, and recommend improvements to maintain efficiency and align with the client’s evolving objectives. Act as a trusted advisor, delivering long-term value.
Our Value Proposition
Unlike large competitors who focus on risk management and commissions, we become a trusted member of your investment team. Our proprietary TAO process integrates real estate, insurance, and financial strategies, empowering you to make smarter investment decisions and negotiate deals with confidence.
Align every policy, property, and mortgage into a unified strategy, leaving no detail overlooked.
Uncover missed credits, discounts, and inefficiencies to lower costs and boost ROI.
Equip your team with accurate quotes to evaluate properties confidently and negotiate better deals.
Deliver customized strategies that balance optimal coverage, compliance, and affordability
Leverage deep market relationships to secure the best terms and maximize investment value.
Ensure continued growth with proactive monitoring and long-term asset protection strategies.
Success Stories from High-Net-Worth Investors
“Their expertise in high-risk coastal insurance is unmatched.”
“Jerry's team reduced our insurance costs by 30%”
“Great service!”
Explore Our Real-World Results
Download our detailed case studies to see exactly how Total Asset Optimization creates tangible value for investors like you.
Case Study: Optimizing Insurance Costs for an 88-Unit Coastal Multifamily Property.
After the 2021 hurricane season, soaring insurance costs threatened an 88-unit property. Premier Protection Insurance acted early, using their TAO process to address the challenges.
Case Study: Rescuing the Deal for a 130,000-Square-Foot Shopping Center in Kissimmee, Florida.
A $325,000 insurance quote jeopardized a $13M shopping center deal by raising the down payment to 45%. PPIS used their TAO process to secure affordable coverage, address lender concerns, and save the deal.
The Results?
- Lower insurance premiums.
- Maximized credits and discounts.
- Streamlined compliance with lender guidelines.
- Higher property values through cost efficiency.
- Enhanced deal underwriting and negotiation power.
- A trusted advisor who supports your long-term growth.